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Should You Get a Tire and Wheel Protection Plan?

Tire tread

Tire wear and tear is a normal part of vehicle ownership. Drivers anticipate needing to replace their tires based on usage and type. However, you may unexpectedly need to replace your tire or wheel due to a road hazard or other unforeseen occurrence. In those cases, a tire and wheel protection plan may come in handy.

Tire and Wheel Protection Plans

What is a tire and wheel protection plan?

This is a type of insurance that can be purchased in addition to your regular vehicle coverage. It will only cover tires and wheels and can be used when replacements are needed only for those parts. It won’t cover normal wear and tear, but it will provide replacements for unexpected situations such as road hazard damage and blowouts.

What road hazards are covered?

This will depend on each individual policy, but typically covered road hazards include:

  • Potholes
  • Nails
  • Glass
  • Metal
  • Road work
  • Other debris and obstructions

There are even some off-roading plans that will cover damage sustained when taking your vehicle out on the trail. If you need that coverage, be sure to specify with your sales agent and make sure that it is included in your policy.

What will the policy cover?

Most policies cover tire repair or replacement, wheel repair or replacement, mounting and balancing tires, as well as wheel cosmetic repairs.  You might also be able to include roadside assistance with your coverage, so if you have a flat on the side of the road, a tow truck will come and take your vehicle for repair.

Who needs a tire and wheel protection plan?

It really depends on your usage and the types of tires you have. If you’re frequently on the road or on the freeway, you might find yourself encountering road hazards more often. Additionally, if you’re in an area with lots of unpaved roads or roads that are in rough condition, you might be prone to tire and wheel damage.

If you own a sports vehicle or a vehicle with low profile tires, those can also be susceptible to damage. Drivers of sports vehicles have an increased risk of damage during normal driving conditions such as going over speed bumps, parking next to the curb and other regular vehicle usage. Plus, performance or high-quality tires will cost more to replace or repair, so it might be worth it to have the coverage for peace of mind.

Is a Tire and Wheel Protection Plan Right for You?

At the end of the day, you need to decide if a tire and wheel protection plan is right for you. If you own a sports vehicle, a vehicle with low profile tires, a vehicle with costly wheels or do frequent driving or driving through hazardous road conditions, you will likely benefit from this type of coverage.

Need tire or wheel service?

Contact the service department at any of our dealerships to learn how they can help you with tire and wheel repair and replacement. You can also learn about what type of tire and wheel protection plans are available through the dealership or with any new vehicle purchase or lease.


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While great effort is made to ensure the accuracy of the information on this site, errors can occur. Please verify all pricing information with a customer service representative. This is easily done by calling us or visiting us at the dealership.

Customer may not qualify for ALL Rebates shown. Some rebates are stackable and others can and cannot be combined. See Dealer For Complete Details.